The Colony of Card Hold is a huge, cultured nation, renowned for its frequent executions, compulsory military service, and keen interest in outer space. The hard-nosed, hard-working, democratic, devout population of 786 million Jerseyites are free to succeed or fail in life on their own merits; the successful tend to enjoy an opulent (but moralistic) lifestyle, while the failures can be seen crowding out most jails.

The relatively small, moralistic government juggles the competing demands of Law & Order, Spirituality, and Industry. It meets to discuss matters of state in the capital city of Atlantic City. Citizens pay a flat income tax of 9.6%.

The all-consuming New Jerseyan economy, worth 68.4 trillion USDS a year, is broadly diversified and led by the Tourism industry, with major contributions from Book Publishing, Information Technology, and Gambling. Average income is 87,010 USDS, but there is a large disparity between incomes, with the richest 10% of citizens earning 335,827 per year while the poor average 15,487, a ratio of 21.7 to 1.

Top gamblers bet against seedy hoopers, crops are flattened as farmers bludgeon insects to death, unpopular cops are fired at a moment's notice by the citizens they police, and the New Jerseyan Intelligence Agency has put 'Project Quantum Refrigerator' on hold indefinitely. Crime, especially youth-related, is totally unknown, thanks to a capable police force and progressive social policies in education and welfare. Card Hold's national animal is the Eagle, which soars majestically through the nation's famously clear skies.

Card Hold is ranked 119,724^th in the world and 47^th in Union of Allied States for Largest Insurance Industry, scoring 1,525.56 on the Risk Expulsion Effectiveness Rating.